Loan Rates

Fixed Rate Equity | Equity Line of Credit | Auto Loans | Personal Loans | Motorcycle Loans | Boat Loans |
Home Improvement Loans

Fixed Rate Equity

(maximum loan to value 80%)

 
Product APR Minimum Loan Amount Monthly Payment based on $10,000
Up to 5 Years 5.49% $5,000 $190.97
Up to 10 Years 5.99% $5,000 $110.98
Up to 15 Years 6.49% $5,000 $87.06
 
Annual Percentage Rate (APR) reflects a .25% rate reduction for having monthly payment automatically deducted from a BankNewport checking account. 
 
 
 
Product APR Minimum Loan Amount Monthly Payment based on $100,000
20 Years 6.69% $100,000 - $500,000 $756.81
 
Annual Percentage Rate (APR) reflects a .25% rate reduction for having monthly payment automatically deducted from a BankNewport checking account. 
 
 

 

Equity Line of Credit

(maximum loan to value 80%)

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Product APR Minimum Loan
Amount
Line of Credit 7/10 -New Money Only Prime - 1.01% $100,000  
Line of Credit /7 Year Draw / 10 Year Repayment Prime + 0% $5,000  
 
Home Equity Line of Credit: Annual Percentage Rate is a variable rate based on the Prime Rate of 5.00%, effective May 1, 2008.  Prime Rate is the Prime Rate published in the Wall Street Journal and is subject to change without notice.  Maximum annual percentage rate (APR) is 21%.  Please contact us at (800) 234-8586 for addtional information.
 
 

Auto Loans

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Product Term APR Minimum Loan
Amount		 Monthly Payment Amount Additional Requirements
New Maximum 60 months 7.75% $3,000 $201.57 0% Down Payment
New Maximum 60 months 7.50% $3,000 $200.38 10% Down Payment
Used Maximum 48 months 8.75% $3,000 $247.67 20% Down Payment; Subject to collateral value determination in accordance with industry standards
Used Maximum 36 months 9.25% $3,000 $319.17 30% Down Payment; Subject to collateral value determination in accordance with industry standards
 
Monthly payments are based on a loan amount of $10,000; Annual Percentage Rate reflects a .25% rate reduction for having monthly payment automatically deducted from a BankNewport checking account. Automatic payment is not a requirement to obtain a loan. APR subject to change without notice. Other terms and rates are available. Please contact us at (800) 234-8586 for additional information.
 

Personal Loans

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Product Term APR Minimum Loan Amount Monthly Payment Amount Additional Requirements
Unsecured 36 months 14.00% $3,000 $341.78 X
           
Monthly payments are based on a loan amount of $10,000; APR subject to change without notice. Other terms and rates are available. Please contact us at (800) 234-8586 for additional information.
           

Motorcycle Loans

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Product Term APR Minimum Loan Amount Monthly Payment Amount Additional Requirements
New 60 months 13.25% $3,000 $228.82 10% Down
Used 36 months 13.25% $3,000 $338.15 10% Down
 
Monthly payments are based on a loan amount of $10,000; Annual Percentage Rate reflects a .25% rate reduction for having monthly payment automatically deducted from a BankNewport checking account. Automatic payment is not a requirement to obtain a loan. APR subject to change without notice. Other terms and rates are available. Please contact us at (800) 234-8586 for additional information.
 
           

Boat Loans

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Product Term APR Minimum Loan Amount Monthly Payment Amount Additional Requirements
New 60 months 15.00% $3,000 $237.90 20% Down
Used 48 months 15.75% $3,000 $282.13 30% Down
 
Monthly payments are based on a loan amount of $10,000; Annual Percentage Rate reflects a .25% rate reduction for having monthly payment automatically deducted from a BankNewport checking account. Automatic payment is not a requirement to obtain a loan. APR subject to change without notice. Other terms and rates are available. Please contact us at (800) 234-8586 for additional information.
 
 

Home Improvement Loans

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Product Term APR Minimum Loan Amount Monthly Payment Amount Additional Requirements
Unsecured 60 months 11.50% $3,000 $219.93 X
 
Monthly payments are based on a loan amount of $10,000; APR subject to change without notice. Other terms and rates are available. Please contact us at (800) 234-8586 for additional information.