Checking

Go Checking, Reward Yourself!

Open with only $100
Premium rate of interest*
No minimum balance required to earn interest
FREE ATM’s nationwide**
E-statements available
FREE “Focus Online” Internet Bankiing
FREE Bill Pay service

To earn the bonus rate & free ATMs, perform
these requirements each qualification cycle:
1. 12 VISA Check Card purchases
2. One Direct Deposit or One ACH Auto Debit
3. View Electronic Statement

Account Balance	Conditions are met	Conditions are not met
$.01 to $50,000.00	3.55% APY	0.10% APY
$50,000.01 or more	1.01% APY	0.10% APY

Available to residents living in Rhode Island and Southeastern Massachusetts. An individual is allowed to hold the position of the primary account holder on only one Go Checking Account.

* 3.55% Annual Percentage Yield (APY) paid on balances between one penny and $50,000, and 1.01% APY paid on all balances above $50,000 each cycle the minimum requirements are met. If you do not meet the requirements per cycle, your account will still function as a free checking account earning 0.10% APY; however, it will not receive ATM refunds for that time period. APY as of 3/3/09. We may change the interest rate and APY at any time after the account is opened. No minimum balance required. “Qualification cycle” means a period beginning one business
day prior to the current statement through one business day prior to the close of the current statement. Deposit minimum of $100 to open account. Offer may withdrawn at any time. Available to personal accounts only. No monthly service charge. ** Unlimited ATM refunds if requirements are met.

Platinum Checking

BankNewport's Platinum Checking Account offers all of the benefits that you would expect from a premier checking account, plus a tiered rate of interest that enables you to earn higher returns as your balance grows.

High tiered interest rates.
Preferred rates on Certificates of Deposit accounts.
½ % interest rate reduction on Home Equity Lines of Credit.
Safe Deposit Box, 2” x 5” size, at no charge for one year. Our standard size box gives you the safety of storing your valuables in one location.
Waived foreign ATM fees.*
FREE custom "Platinum" style checks. Receive all the personally imprinted "Platinum" checks you need at no additional cost.
FREE “Focus Online” Internet Banking.
FREE Bill Pay service.

*A $15 monthly maintenance fee will be imposed if the total combined balance in up to eight accounts (excluding Go Checking) with the same tax identification number falls below $10,000. Other banks may charge for ATM transactions.

Generations Gold / Generations Gold "50”

How your Generations Gold / Generations Gold "50" Checking Account Works:

Open with only $25
No minimum balance required to earn interest
FREE custom style member checks
FREE unlimited check writing
No-fee Visa® CheckCard transactions at any convenient location
Access your account 24/7 through Touch Tone Telephone Banking
FREE "Focus Online" Internet Banking
FREE Bill Pay Service
Generations Gold membership only $6.95 monthly - Generations Gold "50" (for customers age 50 or over) membership only $4.95 per month

Enjoy an exclusive member package available to Generations Gold / Generations Gold "50" members only! Ask your Customer Service Representatives for details about your special privileges or click here for additional membership benefits.

Sterling Checking

FREE 1st Order of Checks
FREE ATM/Debit Card
FREE Focus Online Internet Banking
FREE Bill Pay
No Minimum Balance
No Monthly Service Fee of $6.00 with direct deposit.
No Per Check Fee/Unlimited Check Writing

Regular Checking Account

Our Regular Checking* account is just that, regular, no frills, for those looking for a basic account with no direct deposit requirements and a low minimum balance requirement. $25.00 is the initial deposit needed to open this account

FREE first order of checks
FREE ATM/Visa® Debit Card
FREE Focus Online Banking
FREE Bill Pay Service Unlimited check writing
Combined hardcopy statements
E-Statements

* A maintenance fee of $6.00 will be imposed every statement cycle if the balance in the account falls below $500.00 any day of the cycle.